![]() The issuer matches all the cash back you earn after your first year with the card (meaning if you earn $300 in cash back, Discover will gift you an additional $300 in cash back as a welcome bonus).īefore you make your selection, consider reading through our list of the best cash back credit cards. If you haven’t yet applied for either of these cards, Discover’s Cashback Match feature may be enough to push you toward applying for the Discover it Cash Back. For example, do you tend to spend more on online shopping or dining? Do you consider yourself a DIYer or a Costco superfan (who doesn’t love samples)? In the second quarter of 2023, which category provides more value really depends on the cardholder. Grocery stores, drug stores and select streaming services Target, grocery stores (excluding Walmart) and fitness clubs and gym memberships Here’s a look at Discover bonus categories for 2023 compared to that offered by Chase. Discover also allows cardholders to earn 5 percent cash back in activated rotating categories each quarter (on up to $1,500 in spending, then 1 percent) with the Discover it® Cash Back. Plus, if you forget to activate your quarterly categories until midway through the quarter, say on May 15, you can always activate your bonus categories and still earn 5 percent cash back retroactively on all qualifying purchases you made throughout the entire quarter.Ĭomparing Chase and Discover bonus categoriesĬhase isn’t the only card issuer that offers a 5 percent cash back bonus. As a reminder, transactions must post to your credit card statement before the end of the first quarter in order to qualify. ![]() You could also shift some household products, such as lightbulbs or clothing hangers, from your usual retailer to Lowe’s, at least until June ends. ![]() ![]()
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